Communities

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Home Buying Process

Research Early
As soon as you can, start reading Web sites, newspapers, and magazines that have real estate listings. Make a note of particular homes you are interested in and see how long they stay on the market. Also, note any changes in asking prices. This will give you a sense of the housing trends in specific areas.
What Can You Afford
Lenders generally recommend that people look for homes that cost no more than three to five times their annual household income if the home buyers plan to make a 20% down payment and have a moderate amount of other debt.
Get Prequalified
A pre-approved mortgage will lock in your interest rate for a set time period while you house hunt. ... It's essential in today's seller's market. It guarantees the seller you are ready and willing to purchase a home. It assures the seller you have the funds and ability to close. This lessens the risk to the seller and makes your offer much stronger.

Victoria helped my dear friends find the home of their dreams. Her approach is personal with attention to homebuyers’ needs and desires. Victoria is proactive and diligent. [...]

Sherry Randell

Who You Work With Matters

The Right Agent
Real estate agents are important partners when you’re buying or selling a home. Real estate agents can provide you with helpful information on homes and neighborhoods that isn’t easily accessible to the public. Their knowledge of the home buying process, negotiating skills, and familiarity with the area you want to live in can be extremely valuable. And best of all, it doesn’t cost you anything to use an agent – they’re compensated from the commission paid by the seller of the house.
Shop for Your Home
Start touring homes in your price range. It might be helpful to take notes on all the homes you visit. You will see a lot of houses! It can be hard to remember everything about them, so you might want to take pictures or video to help you remember each home.
Get a Home Inspection
Typically, purchase offers are contingent on a home inspection of the property to check for signs of structural damage or things that may need fixing. Your real estate agent usually will help you arrange to have this inspection conducted within a few days of your offer being accepted by the seller. This contingency protects you by giving you a chance to renegotiate your offer or withdraw it without penalty if the inspection reveals significant material damage. Both you and the seller will receive a report on the home inspector’s findings. You can then decide if you want to ask the seller to fix anything on the property before closing the sale. Before the sale closes, you will have a walk-through of the house, which gives you the chance to confirm that any agreed-upon repairs have been made.

I would like to recommend and endorse Victoria Gindele, both as a Realtor and as a person. She loves our area and supports our community. Victoria's love for our community shows in her Real Estate work and in her passion to create the best outcome for everyone she represents (buyer or seller)[...]

Don Watson

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Success Is In The Closing

Have the Home Appraised
Lenders will arrange for an appraiser to provide an independent estimate of the value of the house you are buying. The appraiser is a member of a third party company and is not directly associated with the lender. The appraisal will let all the parties involved know that you are paying a fair price for the home.
Coordinate the Paperwork
As you can imagine, there is a lot of paperwork involved in buying a house. Your lender will arrange for a title company to handle all of the paperwork and make sure that the seller is the rightful owner of the house you are buying.
Close the Sale
At closing, you will sign all of the paperwork required to complete the purchase, including your loan documents. It typically takes a couple of days for your loan to be funded after the paperwork is returned to the lender. Once the check is delivered to the seller, you are ready to move into your new home!

Victoria was awesome to work with, great communication, great people skills, and was able to get the job done for her clients!! She was a pleasure to work with[...]

Jennifer Stuart

DESTINATION


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Meet The RE/MAX Elite Partners


The Elite Partners epitomize integrity, energy, hard work, and service throughout each and every transaction they have. The Partners have been responsible for over $1 Billion in sales over the last 15 years and have ranked in the top ten worldwide within RE/MAX. Whether you’re ready to move into your first home or move on to the next one, The Elite Partners are with you at every important moment along the way.



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Explore some of the most sought after destinations for real estate in all of Lake County. Our large network provides unrivaled access to distinctive properties in the finest locations, offering you a wide selection of architecture and lifestyle choices. Whether it's a waterfront vacation home, a vineyard farm, a home that backs to the golf course, new housing or country property The choice is yours. Let us lead you on a journey to discover your next destination.


FREE Home Valuation


Use the form below to request a FREE Home Valuation. Once recieved we will work to get you a complete comparative market analysis of your home. This includes nearby comps, a comparison to what Zillow thinks and an indepth look at the market.



    Every home has a story, we would love to tell yours.

    Every home has a story, and they are as vast and varied as the world is wide. But they all start with inspiration, and inspiration starts with our surroundings. That's what home is. Family. Friends. A sense of place. An amazing view. It is all part of what makes a space a home because your home is where you truly live. As a leading real estate group, we understand that your best life begins with a home that inspires you.

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    Reviews


    I can’t say enough about how wonderful Victoria was. As a first time home buyer, not understanding much of the process I felt Victoria helped and guided me through the process without hard-selling me. She gave me options, phone numbers, people to connect with to help with the house, found and sent me information from the sellers regarding past bills and usage to better help me figure out my obligations after the sale. Victoria is still in contact with me after the sale is final. I feel like I made a friend, which is nice moving to a different area and not really knowing anyone. If you want a great experience with a home purchase give Victoria a call and she will be there with a smile and dressed beautifully.



    -Mary O'Brien