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Loans – Victoria Gindele Real Estate in Hidden Valley Lake, CA
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Around The Lake

Discover All You Need To Know About Real Estate And Our Surrounding Communities



We’re in the ultimate sellers’ market right now. If you’re a homeowner thinking about selling, you have a huge advantage in today’s housing market. High...
As we enter the middle of 2021, many are wondering if we’ll see big changes in the housing market during the second half of this...
The level of equity homeowners have is at an all-time high. According to the U.S. Census, over 38% of owner-occupied homes are owned free and clear, meaning they...
One of the biggest questions in real estate today is, “When will sellers return to the housing market?” An ongoing shortage of home supply has...
When buying a home, it’s important to have a budget and make sure you plan ahead for certain homebuying expenses. Saving for a down payment is the...
If you’ve given even a casual thought to selling your house in the near future, this is the time to really think seriously about making a move....
Homeowners ready to make a move are definitely in a great position to sell today. Housing inventory is incredibly low, driving up buyer competition. This...
This year, mortgage rates have started to slowly climb above recent record-breaking lows. Many homeowners planning to move may feel like they’ve missed the chance to score...
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Many of us are beginning to plan for those long-awaited vacations we missed out on over the past year. Some households are focusing their efforts...
Over the past year, we’ve had plenty of opportunities to reflect on what we consider most important in our lives. The place we call home is one...
In a sellers’ market, some homeowners might be tempted to try to sell their house on their own (known as For Sale By Owner, or FSBO) instead of working with...
According to data from the most recent Origination Insight Report by Ellie Mae, the average FICO® score on closed loans reached 753 in February. As lending standards have tightened recently, many are...
When thinking about selling, homeowners often feel they need to get their house ready with some remodeling to make it more appealing to buyers. However,...
Today’s homebuyers are faced with a strong sellers’ market, which means there are a lot of active buyers competing for a relatively low number of available homes. As...
Whether you’re buying your first home or selling your current house, if your needs are changing and you think you need to move, the decision...
The housing market has been scorching hot over the last twelve months. Buyers and their high demand have far outnumbered sellers and a short supply...
We talk a lot about why it makes financial sense to buy a home, but more often than not, we’re drawn to the emotional reasons for homeownership....
As we look back over the past year, we’ve certainly lived through one of the most stressful periods in recent history. After spending so much...
Is the idea of saving for a down payment holding you back from buying a home right now? You may be eager to take advantage...
If you’re thinking about buying or selling a home today, the same need for information is very real. But, because it’s such a big step...
If you’re planning to buy a home, an appraisal is an important step in the process. It’s a professional evaluation of the market value of the home you’d like...
Homeownership has always been the first rung on the ladder leading to household wealth. As Freddie Mac recently posted: “Homeownership has cemented its role as part of the...
According to many experts, the real estate market is expected to continue growing in 2021, and it’s largely driven by the lasting impact the pandemic is...
The housing market was a shining star in 2020, fueling the economic turnaround throughout the country. As we look forward to 2021, can we expect...

January 22, 2018
Brand New Cars in Stock

Buying a Car When You Have an Upside-Down Loan

Owing more on a car loan than the car is worth—called being “upside down” on a loan—can make buying a new vehicle difficult. The negative equity […]
February 26, 2018
in_forclosure_sale

Expert Insights: If Faced With Foreclosure, What Are My Options?

Talk with your lender immediately. The lender may be able to arrange a repayment plan or the temporary reduction or suspension of your payment, particularly if […]
March 24, 2018
millennials_down_payment

Expert Insights: Why Do Lenders Require a Down Payment?

It protects them should you default on the loan, especially if you fail to make payments in the early years of the loan when more is […]
March 30, 2018
Refinance your home

Refinance Options for Those With Low Credit Scores

Are you looking to refinance? If you want to get a second mortgage so you can make renovations to your home, it can be difficult if […]